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Heads Up: Brain Injury in Your Practice A Tool Kit for Physicians

An estimated 75%-90% of the 1.4 million traumatic brain injury-related deaths, hospitalizations, and emergency department visits that occur each year are concussions or mild traumatic brain injuries (MTBI).

Many individuals who sustain an MTBI are not hospitalized or receive no medical care at all. An unknown proportion of those who are not hospitalized may experience long-term problems such as persistent headache, pain, fatigue, vision or hearing problems, memory problems, confusion, sleep disturbances, or mood changes. Symptoms of MTBI or concussion may appear mild, but can lead to significant, life-long impairment affecting an individual's ability to function physically, cognitively, and psychologically.

Physicians can play a key role in helping to prevent MTBI or concussion and improve a patient's health outcomes through early diagnosis, management, and appropriate referral.

In response, CDC, in collaboration with an expert work group, has recently updated and revised the "Heads Up: Brain Injury in Your Practice" tool kit. This tool kit is available free-of-charge and contains practical, easy-to-use clinical information and tools, including:
  •     a booklet with information on diagnosis and management of MTBI;
  •     a patient assessment tool (Acute Concussion Evaluation or ACE);
  •     a care plan to help guide a patient's recovery;
  •     fact sheets in English and Spanish on preventing concussion;
  •     a palm card for the on-field management of sports-related concussion; and
  •     a CD-ROM with downloadable kit materials and additional MTBI resources. tgage payments before the borrower's teaser rates expired and loans reset;
   2. Interest rates must have or will reset between June 2005 and December 2008;
   3. Three percent cash or equity in the home;
   4. A sustained history of employment; and
   5. Sufficient income to make the mortgage payment.

"FHASecure is designed for families who are good borrowers but were steered into high-cost loans with teaser rates," said Assistant Secretary for Housing-FHA Commissioner Brian Montgomery. "These homeowners, many of whom are minorities, need a safe, affordable mortgage product that will help build wealth. All FHA borrowers pay mortgage insurance premiums to offset claims to the FHA insurance fund and ultimately prevent risk to the taxpayer."

FHASecure will also bring much-needed liquidity to the mortgage market. FHA anticipates more lenders will offer FHA-insured loans, pool them, and securitize them with the Government National Mortgage Association (Ginnie Mae), which has the full faith and credit of the U.S. government. This guarantee makes Ginnie Mae's mortgage-backed securities the safest on the market and helps to channel greater capital into the housing market, benefiting U.S. homeowners.

Since its inception in 1934, FHA has helped almost 35 million people become homeowners, making it the largest insurer of mortgages in the world. The 109th Congress introduced the Expanding American Homeownership Act in June 2006 which would enable FHA to be a safe option for more underserved low- and moderate-income and minority families so they can achieve the American Dream of homeownership. Today, President Bush also urged Congress to quickly pass the Administration's FHA modernization proposal to help more families in need. 

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  Did You Know?
 

Every 21 seconds, one person in the US sustains a Traumatic Brain Injury.

Traumatic Brain Injury (TBI) costs the country more than $48 billion a year, and between 2.5 and 6.5 million Americans alive today have had a TBI. Survivors of TBI are often left with significant cognitive, behavioral, and communicative disabilities, and some patients develop long-term medical complications, such as epilepsy.


 


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